Buying a property in Abuja, Nigeria, can be one of the most exciting yet overwhelming experiences of your life. The city is home to luxury estates, fast-growing neighborhoods, and promising investment opportunities. But behind the shine of new buildings and glossy brochures, many risks hide in plain sight.
That’s why knowing the 10 critical questions to ask when buying a property in Abuja, Nigeria is essential. These questions will protect your money, give you peace of mind, and help you make a decision you’ll never regret.
1. Who is the rightful owner of the property?
Ownership disputes are common in Abuja. Always confirm the seller is the legitimate owner. Request the Certificate of Occupancy (C of O) or other valid title documents. If you’re buying land, check the Abuja Geographic Information Systems (AGIS) to ensure no conflicting claims exist.
2. Is the property free from government acquisition?
Some lands in Abuja fall under government acquisition and cannot be legally sold. Imagine paying millions only to find out the property belongs to the government. Before signing any papers, conduct a legal search through AGIS to confirm the property is free and available for private ownership.
3. What type of title document does the property have?
Titles in Nigeria vary: C of O, Deed of Assignment, Governor’s Consent, or Power of Attorney. Each carries a different level of legal security. For example, a C of O is stronger than a Power of Attorney. Understanding the title document helps you know what rights you’re really buying.
4. Has the property been surveyed and registered?
A survey plan ensures the exact location and boundaries of the property. Without it, you risk buying land that overlaps with another person’s land or encroaches on government land. A registered survey is proof of the property’s legitimacy.
5. Are there any existing disputes or encumbrances?
Never assume a property is clean. Ask: “Is this property under litigation?” or “Does it have unpaid loans tied to it?” A property tied to a court case or used as collateral can lead to endless headaches. Conduct a legal search at the Land Registry to uncover hidden issues.
6. What is the neighborhood like?
Abuja has diverse neighborhoods—from the luxury of Maitama and Asokoro to the growing suburbs of Lugbe and Kuje. Before buying, visit the area at different times of the day. Ask about security, road access, water supply, and future development plans. The neighborhood defines both your lifestyle and the property’s value.
7. What infrastructure is available?
Infrastructure is everything. Check for good road access, reliable electricity, clean water, and drainage systems. A house may look beautiful, but if you need a canoe every rainy season, it loses value quickly. Good infrastructure also increases property appreciation over time.
8. What is the total cost of the property (beyond the purchase price)?
In Abuja, the listed price is only part of the story. Factor in legal fees, agency fees, survey fees, and documentation costs. For instance, Governor’s Consent alone can cost a significant amount. Always ask for the complete financial breakdown before committing.
9. Is the property in line with your purpose?
Ask yourself: “Why am I buying this property?” For living, investment, or future resale? A luxury duplex in Asokoro may not yield quick rental income, but a serviced apartment in Jabi could. Align your purchase with your long-term goals to avoid buyer’s remorse.
10. Have you consulted a real estate expert or lawyer?
This is the most critical step. Abuja’s real estate market is filled with agents, but not all are reliable. Always consult a licensed real estate company in Abuja or a property lawyer to guide you. They will ensure due diligence, negotiate in your favor, and protect you from fraud.
Final Thoughts
Buying property in Abuja is a big decision that requires patience, research, and the right guidance. By asking these 10 critical questions when buying a property in Abuja, Nigeria, you’ll save yourself from costly mistakes and ensure your investment is safe.
At Fontainebleau Partners Limited, we specialize in helping clients navigate Abuja’s real estate market with confidence. Whether you’re buying your dream home or securing an investment property, our team ensures every transaction is transparent, legal, and rewarding.
Ready to buy property in Abuja with peace of mind? Contact us today and let’s help you find the perfect home or investment opportunity.
(0) Comments